Gate F6 2 min read Updated

Baccarat on 3Win8: Rules, Payouts and the Card Squeeze Screen

An animated single-player baccarat table with squeezable cards. Player pays 1:1, Banker 1:0.95, Tie 1:8 and either pair 1:11.

3Win8 baccarat Game Guide showing how to squeeze a card and tap it to rotate

Flight info

Game type
RNG baccarat, single player
Player / Banker
1:1 / 1:0.95
Tie
1:8
Player Pair / Banker Pair
1:11 each

The baccarat table in 3Win8 is a computer-dealt game for one player, not a live dealer table. You place chips, press Deal, and the cards come out face down so you can open them yourself. It plays the standard punto banco rules, and the betting layout is kept to five boxes.

The table and payouts

The felt has five betting areas, each with its payout printed on it:

Bet Pays
Player 1:1
Banker 1:0.95
Tie 1:8
P.Pair (Player's first two cards are a pair) 1:11
B.Pair (Banker's first two cards are a pair) 1:11

Banker's 1:0.95 is the 5% commission most casinos charge on Banker wins, built into the payout. In standard baccarat a tie returns Player and Banker bets rather than losing them; that is how the game is normally played, though the help screens shown here do not spell it out.

3Win8 baccarat betting board with a 2.00 chip, Banker bet of 4.00 and an empty history grid
01 3Win8 baccarat betting board with a 2.00 chip, Banker bet of 4.00 and an empty history grid

How a hand is decided

Card values: Ace is 1, two to nine are face value, tens and picture cards are 0. Only the last digit of the total counts, so 7 + 8 = 15 counts as 5. The hand closer to 9 wins.

  • Each side gets two cards. An 8 or 9 is a "natural" and the hand ends there.
  • Player draws a third card on 0 to 5 and stands on 6 or 7.
  • Banker's third card depends on its own total and on the Player's third card. You do not choose anything; the game applies the rule.

That is all there is to it. The only decision you make is where the chips go.

Squeezing the cards

The Game Guide shows two gestures. Drag a face-down card to squeeze it open, from any side you like. Tap the centre of a card to rotate it. It copies the slow reveal you see at real tables and gives a bit of drama, but it does not change the result.

3Win8 baccarat mid-deal with the Player and Banker cards face down and a Banker bet highlighted
02 3Win8 baccarat mid-deal with the Player and Banker cards face down and a Banker bet highlighted

Buttons and the history board

Under the table: Total Bets, Win, the chip (2.00 in the screenshots), Auto, Clear and Deal. The History tab slides out a bead-plate grid with counters for B, P, T, B.P and P.P. It is handy for keeping track, but past hands do not make any result more likely.

Betting sensibly

Banker and Player are the core bets. Tie at 1:8 and the pairs at 1:11 pay more because they land far less often, and they cost you more over time. Pick one chip size that lets you play 30 to 40 hands on your balance, and leave "doubling after a loss" systems alone: they only speed up losses.

For a comparison, see the Joker123 baccarat table. The rest of this app's lobby is covered in the 3Win8 guide. To play it, get a 3Win8 game ID.

Questions players ask

Why does Banker pay 1:0.95 in 3Win8 baccarat?

Under the normal drawing rules the Banker hand wins slightly more often than the Player hand, so the house takes a 5% commission on Banker wins. The table shows it as 1:0.95 rather than a separate commission.

Do I have to squeeze the cards?

No. The squeeze is only a way of revealing the cards. The result is the same whether you drag the card open slowly or not.

Check-in desk

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